For the purposes of this article, I compared the contents of two kits "credit repair". These are being sold all over the Internet. The ads go something like that. "Repair of risk rating! Boost credit score! Do It Yourself! " I just wanted to see what they were selling and if it was worth fifteen or sixteen dollars.
A kit credit repair is basically an information pack, compiled by a writer, put in a box and sold to you. A company announces a $ 9. 95, but won't tell you what's in it. Another company charges more, but at least provides content outline. These kits are supposed to help repair the credit rating scores.The only thing that they actually do is put some related information in one place for you credit if you have a library card, you can find the same information in a public library.
The kit credit repair that list content begins with "how to set goals for yourself", which sounds more like a matter of self help that a problem credit repair. The goals are important in all aspects of life, but there are probably the best sources of advice of goal setting of a kit credit repair in Internet.
Then in the list was "how to prepare a budget." Budget is very important, but it won't help you repair your credit rating scores. Then this credit repair Kit was "how to clear the debts without bankruptcy".The only way to "wipe out debt" is to pay them off, setting realistic goals and creating a budget. If you can't do it yourself, a service of consumer credit counseling nonprofit can help you. A recent law requires that you get credit counseling before you can declare bankruptcy. But none of this has anything to do with you helping to repair credit rating scores.
Where to find a credit card is protected and where to get the best deals on credit cards are two more "reports" included in this kit credit repair. this information is available online at several different sites dedicated to providing information about credit card offers. These sites do not charge a penny for this service and no information accurate and up-to-date. Credit card companies are always changing their offerings. But, still has nothing to do with help you repair your credit rating scores.
More information included in the kit credit repair. how to get your credit reports. This is information that we in blog credit repair provided many times, but here is one more time. http://www.annualcreditreport.com. Spell correctly or you may end up on a site selling a kit credit repair. But at least this has something to do with help you repair your credit rating scores.
Then the credit repair kit list are examples of letters to lenders and credit agencies.In General, disputing information in your credit report and that information removed, will help you repair your credit rating scores.You can dispute the information line on the site of the credit Bureau, but these sites are not friendly.You can dispute the information in writing, so the kit credit repair is offering to sell you sample letters. Or you can call the credit Bureau, not so fun another thing to do, which usually result from employee Credit Bureau indicating that you put your dispute in writing.It is difficult to say because the sample letters to lenders are included in this kit credit repair. Disputes in general are treated this way.You report the dispute to the credit Bureau. the credit bureau contacts the creditor or investigating in any way the credit Bureau considers necessary. the credit bureau contacts you about its findings and sends you a copy of the credit report corrected that will help you repair your credit rating scores.
If you can handle it on your own, then you probably don't need a kit credit repair. If you need help, contact a legal firm specializing in issues of credit repair.
Writers and editors of credit repair Blog are committed to providing accurate information to help you repair your credit rating scores. visit us at http://creditfixnow.blogspot.com
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